Every business needs bookkeeping for its finances. In 2026, business owners with growing companies need software to cut down on manual processes — like doing accounting calculations in Excel spreadsheets. Here are 25 recommended accounting software options in Indonesia:
1. Ukirama ERP
Ukirama is an Indonesian software provider that has been addressing a wide range of business needs, from accounting and manufacturing to payroll, since 2016. Ukirama is trusted by 120+ companies to run their day-to-day operations with its online enterprise resource planning (ERP) software.
| Customizable insight dashboard | ✅ |
|---|---|
| Mobile | ✅ |
| Real-time cash flow monitoring | ✅ |
| Flexible workflow | ✅ |
| Automated journal entry | ✅ |
| Smart approval flow | ✅ |
| Document tree | ✅ |
| Audit trails | ✅ |
| Multimedia attachment | ✅ |
| Bank reconciliation | ✅ |
| Customizable user authority | ✅ |
| Multi currency | ✅ |
| PSAK compliance | ✅ |
| Manajemen aset | ✅ |
| Indonesian tax invoice generator | ✅ |
| Cash advance | ✅ |
| Aging account receivable/payable | ✅ |
| Beginner friendly | ✅ |
| Integrated modules | ✅ |
Ukirama cuts manual accounting and other bookkeeping work by 85%. It also lets you access financial reports, profit and loss statements, and warehouse stock levels in real time, anytime and anywhere.

Ukirama offers a full suite of modules: from a business intelligence dashboard, accounting and finance, inventory and warehouse management, project features, repair tracking, and manufacturing, all the way to payroll. Notably, Ukirama bundles all these features together with the implementation package at no extra cost.
Price: starting from Rp800,000 per month (Lite version)
2. Accurate Online
Accurate is one of the most popular accounting apps in Indonesia. It offers several plan options, both online and offline (desktop). If you use the Accurate desktop version, you'll need to budget for the cost and effort of maintaining a server computer.
Accurate is a solid standalone option for accounting functions. Its downside is that it can't be configured or customized to fit more specific business needs, such as manufacturing.
Price: Rp35,000,000 (desktop, 5 users), Rp3,000,000 per additional user
| Customizable insight dashboard | ✅ |
|---|---|
| Mobile | ✅ |
| Real-time cash flow monitoring | ✅ |
| Flexible workflow | ✅ |
| Automated journal entry | ✅ |
| Smart approval flow | ✅ |
| Document tree | ✅ |
| Audit trails | ✅ |
| Multimedia attachment | ❌ |
| Automatic bank reconciliation | ❌ |
| Customizable user authority | ❌ |
| Multi currency | ✅ |
| PSAK compliance | ✅ |
| Manajemen aset | ✅ |
| Indonesian tax invoice generator | ✅ |
| Cash advance | ❌ |
| Aging account receivable/payable | ✅ |
| Beginner friendly | ❌ |
| Integrated modules | ❌ |
You can try Accurate on google play or app store.
3. Odoo
Odoo is a popular open-source ERP in Indonesia, with additional modules available such as CRM and manufacturing. On the other hand, you'll need to choose and pay a third-party vendor to implement Odoo at your company, and this process takes more time.
Price: starting from Rp15,000,000 (implementation), plus Rp225,000 per user (custom)
| Customizable insight dashboard | ✅ |
|---|---|
| Mobile | ❌ |
| Real-time cash flow monitoring | ✅ |
| Flexible workflow | ✅ |
| Automated journal entry | ✅ |
| Smart approval flow | ✅ |
| Document tree | ✅ |
| Audit trails | ✅ |
| Multimedia attachment | ❌ |
| Automatic bank reconciliation | ❌ |
| Customizable user authority | ✅ |
| Multi currency | ✅ |
| PSAK compliance | ✅ |
| Manajemen aset | ✅ |
| Indonesian tax invoice generator | ✅ |
| Cash advance | ❌ |
| Aging account receivable/payable | ✅ |
| Beginner friendly | ❌ |
| Integrated modules | ✅ |

4. Manager.io
Manager.io is a good fit if you only need basic accounting features. The desktop version is free to download for PC or laptop. If you want the cloud version with continuous updates, you can pay $60 per month.
Price: ~Rp750,000 per month
Website: https://www.manager.io/
| Customizable insight dashboard | ❌ |
|---|---|
| Mobile | ❌ |
| Real-time cash flow monitoring | ✅ |
| Flexible workflow | ✅ |
| Automated journal entry | ✅ |
| Smart approval flow | ✅ |
| Document tree | ✅ |
| Audit trails | ❌ |
| Multimedia attachment | ❌ |
| Bank reconciliation | ✅ |
| Customizable user authority | ❌ |
| Multi currency | ✅ |
| PSAK compliance | ❌ |
| Manajemen aset | ✅ |
| Indonesian tax invoice generator | ❌ |
| Cash advance | ❌ |
| Aging account receivable/payable | ✅ |
| Beginner friendly | ✅ |
| Integrated modules | ❌ |
5. MYOB
MYOB is another long-standing accounting software, around since 1991. It originates from Australia and was once a publicly listed company before being delisted from the stock exchange in 2019.
| Customizable insight dashboard | ✅ |
|---|---|
| Mobile | ✅ |
| Real-time cash flow monitoring | ✅ |
| Flexible workflow | ✅ |
| Automated journal entry | ✅ |
| Smart approval flow | ✅ |
| Document tree | ✅ |
| Audit trails | ✅ |
| Multimedia attachment | ❌ |
| Bank reconciliation | ✅ |
| Customizable user authority | ❌ |
| Multi currency | ✅ |
| PSAK compliance | ❌ |
| Manajemen aset | ✅ |
| Indonesian tax invoice generator | ❌ |
| Cash advance | ✅ |
| Aging account receivable/payable | ✅ |
| Beginner friendly | ✅ |
| Integrated modules | ❌ |
The MYOB AccountRight Premier plan is priced at US$170 per month. This price doesn't include extra features, which must be purchased separately at an additional cost. MYOB's downside is that the software only runs on the Windows operating system.
Price: Rp2,700,000 per month
6. Harmony
Harmony is a local product with a range of basic accounting features and simple asset management. This software suits small businesses, or anyone who doesn't need integration with other functions like warehouse management, POS, projects, and so on.
Price: Rp400,000 per month
Website: https://www.harmony.co.id/
| Customizable insight dashboard | ❌ |
|---|---|
| Mobile | ❌ |
| Real-time cash flow monitoring | ✅ |
| Flexible workflow | ✅ |
| Automated journal entry | ✅ |
| Smart approval flow | ❌ |
| Document tree | ✅ |
| Audit trails | ✅ |
| Multimedia attachment | ❌ |
| Bank reconciliation | ✅ |
| Customizable user authority | ❌ |
| Multi currency | ✅ |
| PSAK compliance | ✅ |
| Manajemen aset | ✅ |
| Indonesian tax invoice generator | ✅ |
| Cash advance | ❌ |
| Aging account receivable/payable | ❌ |
| Beginner friendly | ✅ |
| Integrated modules | ❌ |

7. Xero
Xero offers several monthly subscription plans, including a Premium plan starting from $54 per month. Xero supports the usual basic accounting functions and has some appealing extra features, such as progress tracking for projects.
As accounting software, Xero is fairly popular among business owners running smaller-scale operations. Of course, it has feature limitations for businesses that need industry-specific functions, such as manufacturing or repairs.
Price: starting from Rp800,000 per month
| Customizable insight dashboard | ✅ |
|---|---|
| Real-time cash flow monitoring | ✅ |
| Flexible workflow | ✅ |
| Automated journal entry | ✅ |
| Smart approval flow | ✅ |
| Document tree | ✅ |
| Audit trails | ✅ |
| Multimedia attachment | ✅ |
| Bank reconciliation | ✅ |
| Customizable user authority | ✅ |
| Multi currency | ✅ |
| PSAK compliance | ❌ |
| Manajemen aset | ✅ |
| Indonesian tax invoice generator | ❌ |
| Cash advance | ✅ |
| Aging account receivable/payable | ✅ |
| Beginner friendly | ✅ |
| Integrated modules | ❌ |

8. Bench
Bench offers full-service bookkeeping and accounting software. At a subscription price that isn't cheap — around Rp9,000,000 per month — Bench provides done-for-you bookkeeping and tax services. Unfortunately, this service still focuses on customers in the United States.
Price: starting from ~Rp9,000,000 per month (full service)
| Customizable insight dashboard | ✅ |
|---|---|
| Real-time cash flow monitoring | ✅ |
| Flexible workflow | ✅ |
| Automated journal entry | ✅ |
| Smart approval flow | ✅ |
| Document tree | ✅ |
| Audit trails | ✅ |
| Multimedia attachment | ✅ |
| Bank reconciliation | ✅ |
| Customizable user authority | ✅ |
| Multi currency | ✅ |
| PSAK compliance | ❌ |
| Manajemen aset | ✅ |
| Indonesian tax invoice generator | ❌ |
| Cash advance | ✅ |
| Aging account receivable/payable | ✅ |
| Beginner friendly | ✅ |
| Integrated modules | ❌ |
9. Kledo
Kledo is a local product focused on accounting functions. With various dashboard and reporting features, Kledo suits small and medium businesses that don't need specific modules like manufacturing or services.
Price: Rp350,000/month (8 users)
| Customizable insight dashboard | ✅ |
|---|---|
| Real-time cash flow monitoring | ✅ |
| Flexible workflow | ✅ |
| Automated journal entry | ✅ |
| Smart approval flow | ❌ |
| Document tree | ✅ |
| Audit trails | ✅ |
| Multimedia attachment | ✅ |
| Bank reconciliation | ✅ |
| Customizable user authority | ❌ |
| Multi currency | ✅ |
| PSAK compliance | ✅ |
| Manajemen aset | ✅ |
| Indonesian tax invoice generator | ✅ |
| Cash advance | ✅ |
| Aging account receivable/payable | ✅ |
| Beginner friendly | ✅ |
| Integrated modules | ❌ |

10. NetSuite
NetSuite is also an ERP software provider, acquired by Oracle in 2016. The difference is that NetSuite is only available as a cloud / Software as a Service (SaaS) product, unlike Oracle, which also offers an on-premise option. Carrying a big name, NetSuite also falls into the pricier product category — though it's more affordable than Oracle. NetSuite can cost between US$48,000–60,000 per year.
It comes with a full range of features and modules — from accounting and manufacturing to just about any other module you can think of — but its customer support is relatively limited. NetSuite customers are charged extra when they need additional help. It's also somewhat difficult to build custom inventory or financial report formats in NetSuite. Even so, NetSuite remains one of the best options for businesses that need comprehensive modules.
Price: Rp900,000,000 per year
| Customizable insight dashboard | ✅ |
|---|---|
| Real-time cash flow monitoring | ✅ |
| Flexible workflow | ✅ |
| Automated journal entry | ✅ |
| Smart approval flow | ✅ |
| Document tree | ✅ |
| Audit trails | ✅ |
| Multimedia attachment | ✅ |
| Bank reconciliation | ✅ |
| Customizable user authority | ✅ |
| Multi currency | ✅ |
| PSAK compliance | ❌ |
| Manajemen aset | ✅ |
| Indonesian tax invoice generator | ❌ |
| Cash advance | ✅ |
| Aging account receivable/payable | ✅ |
| Beginner friendly | ❌ |
| Integrated modules | ✅ |
11. QuickBooks
QuickBooks offers both cloud and desktop solutions for accounting needs. QuickBooks sells its top enterprise plan for roughly Rp69,000,000 per year for 40 user accounts.
Price: Rp69,000,000 per year (enterprise)
| Customizable insight dashboard | ✅ |
|---|---|
| Mobile | ✅ |
| Real-time cash flow monitoring | ✅ |
| Flexible workflow | ✅ |
| Automated journal entry | ✅ |
| Smart approval flow | ✅ |
| Document tree | ✅ |
| Audit trails | ✅ |
| Multimedia attachment | ✅ |
| Bank reconciliation | ❌ |
| Customizable user authority | ✅ |
| Multi currency | ✅ |
| PSAK compliance | ❌ |
| Manajemen aset | ✅ |
| Indonesian tax invoice generator | ❌ |
| Cash advance | ✅ |
| Aging account receivable/payable | ✅ |
| Beginner friendly | ✅ |
| Integrated modules | ❌ |
12. Zahir Accounting
Zahir is another local product offering accounting solutions. While fairly easy to use, Zahir Accounting is still limited in features such as approvals, procurement, and others.
Price: Rp899,000 per month (basic accounting), Rp150,000,000 per year (enterprise ERP)
| Customizable insight dashboard | ✅ |
|---|---|
| Mobile | ✅ |
| Real-time cash flow monitoring | ✅ |
| Flexible workflow | ✅ |
| Automated journal entry | ✅ |
| Smart approval flow | ❌ |
| Document tree | ❌ |
| Audit trails | ✅ |
| Multimedia attachment | ✅ |
| Bank reconciliation | ✅ |
| Customizable user authority | ✅ |
| Multi currency | ✅ |
| PSAK compliance | ✅ |
| Manajemen aset | ❌ |
| Indonesian tax invoice generator | ❌ |
| Cash advance | ❌ |
| Aging account receivable/payable | ✅ |
| Beginner friendly | ✅ |
| Integrated modules | ❌ |
13. Akun.biz
Akun.Biz is another local accounting software suited to micro and small businesses. With a limited feature set, it's available in both free and paid versions. You can try it out with a subscription for as little as Rp59,000 per month.
Price: Rp59,000 per month (cloud)
Website: https://www.akun.biz/
| Customizable insight dashboard | ❌ |
|---|---|
| Mobile | ✅ |
| Real-time cash flow monitoring | ❌ |
| Flexible workflow | ❌ |
| Automated journal entry | ✅ |
| Smart approval flow | ❌ |
| Document tree | ❌ |
| Audit trails | ❌ |
| Multimedia attachment | ❌ |
| Bank reconciliation | ❌ |
| Customizable user authority | ✅ |
| Multi currency | ✅ |
| PSAK compliance | ✅ |
| Manajemen aset | ❌ |
| Indonesian tax invoice generator | ❌ |
| Cash advance | ✅ |
| Aging account receivable/payable | ❌ |
| Beginner friendly | ✅ |
| Integrated modules | ❌ |
14. SAP Business One
As a globally leading ERP software, SAP naturally has robust accounting features too. Beyond its various ERP modules, SAP also offers a standout feature enabling integration with e-commerce platforms. On top of its advanced integrations, SAP makes cross-database data sharing easier. On the other hand, SAP's downside is its relatively high cost, plus the need for technically skilled users.
SAP Business One can require paying up to US$100,000 for implementation alone, not including license fees that can reach US$3,000+ per user. It's not uncommon for companies to also pay higher salaries to staff who operate SAP, since it's genuinely difficult to use and not very beginner-friendly. SAP can be a good fit for large companies that need deep integration and have adequate human resources.
Price: starting from Rp1,500,000,000 per year
| Customizable insight dashboard | ✅ |
|---|---|
| Mobile | ✅ |
| Real-time cash flow monitoring | ✅ |
| Flexible workflow | ✅ |
| Automated journal entry | ✅ |
| Smart approval flow | ✅ |
| Document tree | ✅ |
| Audit trails | ✅ |
| Multimedia attachment | ✅ |
| Bank reconciliation | ✅ |
| Customizable user authority | ✅ |
| Multi currency | ✅ |
| PSAK compliance | ✅ |
| Manajemen aset | ✅ |
| Indonesian tax invoice generator | ✅ |
| Cash advance | ✅ |
| Aging account receivable/payable | ✅ |
| Beginner friendly | ✅ |
| Integrated modules | ✅ |
15. Zoho Books
As a provider of various business software services, Zoho Books offers its top-tier plan called Ultimate. Zoho Books Ultimate is priced at US$2,400 per organization per year, or around Rp37,000,000. This doesn't include extra costs if you want more than 25 user accounts.
Zoho Books includes automatic bank feeds, a client portal, accounting and tax features, online payments, invoice templates, and report analysis.
| Customizable insight dashboard | ✅ |
|---|---|
| Mobile | ✅ |
| Real-time cash flow monitoring | ✅ |
| Flexible workflow | ✅ |
| Automated journal entry | ✅ |
| Smart approval flow | ✅ |
| Document tree | ✅ |
| Audit trails | ✅ |
| Multimedia attachment | ❌ |
| Bank reconciliation | ✅ |
| Customizable user authority | ✅ |
| Multi currency | ✅ |
| PSAK compliance | ❌ |
| Manajemen aset | ✅ |
| Indonesian tax invoice generator | ❌ |
| Cash advance | ✅ |
| Aging account receivable/payable | ✅ |
| Beginner friendly | ✅ |
| Integrated modules | ✅ |
16. Zoho Invoice
As the name suggests, Zoho Invoice is an invoicing app for small businesses. You can use it to create invoices for customers or generate tax invoices from existing templates.
| Customizable insight dashboard | ❌ |
|---|---|
| Mobile | ✅ |
| Real-time cash flow monitoring | ❌ |
| Flexible workflow | ❌ |
| Automated journal entry | ❌ |
| Smart approval flow | ❌ |
| Document tree | ❌ |
| Audit trails | ✅ |
| Multimedia attachment | ❌ |
| Bank reconciliation | ❌ |
| Customizable user authority | ❌ |
| Multi currency | ✅ |
| PSAK compliance | ❌ |
| Manajemen aset | ❌ |
| Indonesian tax invoice generator | ❌ |
| Cash advance | ❌ |
| Aging account receivable/payable | ✅ |
| Beginner friendly | ✅ |
| Integrated modules | ❌ |
17. Bee Accounting
Bee is an Indonesian provider of accounting software and a POS app. Its integration with point-of-sale applications makes Bee an appealing choice for small and medium businesses. Its features are solid enough as long as daily transactions don't yet run into the thousands. Unfortunately, the offline version's interface looks somewhat dated. One unique thing about Bee Accounting is that it brands itself as the "No. 2 Accounting Software in Indonesia."
The offline version of Bee Accounting is sold for Rp9,000,000, plus an additional Rp2,000,000 per computer. The online (cloud) version starts from Rp549,000 per month, not including extra user seats (Rp108,000 per month) and various plugin features like executive summary or stock-transit reports (Rp50,000 per month per feature).
Website: https://www.beeaccounting.com/
| Customizable insight dashboard | ❌ |
|---|---|
| Mobile | ✅ |
| Real-time cash flow monitoring | ❌ |
| Flexible workflow | ❌ |
| Automated journal entry | ✅ |
| Smart approval flow | ✅ |
| Document tree | ✅ |
| Audit trails | ✅ |
| Multimedia attachment | ✅ |
| Bank reconciliation | ❌ |
| Customizable user authority | ✅ |
| Multi currency | ✅ |
| PSAK compliance | ✅ |
| Manajemen aset | ✅ |
| Indonesian tax invoice generator | ✅ |
| Cash advance | ❌ |
| Aging account receivable/payable | ❌ |
| Beginner friendly | ✅ |
| Integrated modules | ❌ |
18. Jurnal by Mekari
Mekari Jurnal (jurnal.id) is also a fairly popular accounting software choice for various businesses. Jurnal offers a cloud-based solution priced at Rp15,600,000 per year, billed quarterly, for its Enterprise plan.
The downside is that this price doesn't include extra costs for adding more users, invoice templates, extra features beyond standard accounting, or POS integration. Some users also find Jurnal's interface too complex for senior staff.
| Customizable insight dashboard | ✅ |
|---|---|
| Mobile | ✅ |
| Real-time cash flow monitoring | ✅ |
| Flexible workflow | ✅ |
| Automated journal entry | ✅ |
| Smart approval flow | ✅ |
| Document tree | ✅ |
| Audit trails | ✅ |
| Multimedia attachment | ✅ |
| Bank reconciliation | ✅ |
| Customizable user authority | ✅ |
| Multi currency | ✅ |
| PSAK compliance | ✅ |
| Manajemen aset | ✅ |
| Indonesian tax invoice generator | ✅ |
| Cash advance | ✅ |
| Aging account receivable/payable | ✅ |
| Beginner friendly | ❌ |
| Integrated modules | ✅ |
19. FreeAgent
FreeAgent is a UK-based accounting software focused on serving small and medium companies. With an attractive interface and a fairly complete feature set, FreeAgent can be a good option if you don't mind the lack of local support in Indonesia.
FreeAgent's subscription is priced at £33, or around Rp671,000 per month, not including additional features.
| Customizable insight dashboard | ✅ |
|---|---|
| Mobile | ✅ |
| Real-time cash flow monitoring | ✅ |
| Flexible workflow | ✅ |
| Automated journal entry | ✅ |
| Smart approval flow | ✅ |
| Document tree | ✅ |
| Audit trails | ✅ |
| Multimedia attachment | ✅ |
| Bank reconciliation | ❌ |
| Customizable user authority | ✅ |
| Multi currency | ✅ |
| PSAK compliance | ❌ |
| Manajemen aset | ✅ |
| Indonesian tax invoice generator | ❌ |
| Cash advance | ✅ |
| Aging account receivable/payable | ✅ |
| Beginner friendly | ❌ |
| Integrated modules | ❌ |
20. Microsoft Dynamics 365
For large companies with no budget constraints who are comfortable in the Microsoft app ecosystem, this option is a clear fit. With a full feature set, the Business Central plan is priced at Rp1,500,000 per user per month. For large-scale corporations with specific needs, this price doesn't include implementation costs, which can exceed Rp1 billion.
| Customizable insight dashboard | ✅ |
|---|---|
| Mobile | |
| Real-time cash flow monitoring | ✅ |
| Flexible workflow | ✅ |
| Automated journal entry | ✅ |
| Smart approval flow | ✅ |
| Document tree | ✅ |
| Audit trails | ✅ |
| Multimedia attachment | ✅ |
| Bank reconciliation | ✅ |
| Customizable user authority | ✅ |
| Multi currency | ✅ |
| PSAK compliance | ❌ |
| Manajemen aset | ✅ |
| Indonesian tax invoice generator | ❌ |
| Cash advance | ✅ |
| Aging account receivable/payable | ✅ |
| Beginner friendly | ✅ |
| Integrated modules | ✅ |
21.FreshBooks
FreshBooks provides basic accounting features for small businesses, freelancers, and sole proprietorships. It's typically relied on for tracking expenses and creating invoices for customers.
Its interface is fairly simple and easy to understand. FreshBooks doesn't yet have functions like asset management or bank statement reconciliation. You can subscribe to FreshBooks for around Rp450,000 per month.
| Customizable insight dashboard | ❌ |
|---|---|
| Mobile | ✅ |
| Real-time cash flow monitoring | ✅ |
| Flexible workflow | ✅ |
| Automated journal entry | ✅ |
| Smart approval flow | ❌ |
| Document tree | ❌ |
| Audit trails | ✅ |
| Multimedia attachment | ✅ |
| Bank reconciliation | ❌ |
| Customizable user authority | ❌ |
| Multi currency | ✅ |
| PSAK compliance | ❌ |
| Manajemen aset | ❌ |
| Indonesian tax invoice generator | ❌ |
| Cash advance | ❌ |
| Aging account receivable/payable | ❌ |
| Beginner friendly | ✅ |
| Integrated modules | ❌ |
22. GnuCash
GnuCash is a free, open-source accounting app. Although its features are limited, GnuCash is lightweight to run and useful if you don't yet have the budget for paid accounting software.
Website: https://www.gnucash.org/
| Customizable insight dashboard | ❌ |
|---|---|
| Mobile | ❌ |
| Real-time cash flow monitoring | ✅ |
| Flexible workflow | ❌ |
| Automated journal entry | ✅ |
| Smart approval flow | ❌ |
| Document tree | ❌ |
| Audit trails | ❌ |
| Multimedia attachment | ❌ |
| Bank reconciliation | ✅ |
| Customizable user authority | ❌ |
| Multi currency | ✅ |
| PSAK compliance | ❌ |
| Manajemen aset | ❌ |
| Indonesian tax invoice generator | ❌ |
| Cash advance | ❌ |
| Aging account receivable/payable | ❌ |
| Beginner friendly | ❌ |
| Integrated modules | ❌ |
23. Wave Accounting
Wave is an app focused on invoicing. Similar to FreshBooks, it suits small businesses and sole proprietors who need billing software for customers. You can subscribe to Wave for Rp240,000 per month, plus an extra Rp300,000 per month if you want payroll features.
| Customizable insight dashboard | ❌ |
|---|---|
| Mobile | ❌ |
| Real-time cash flow monitoring | ❌ |
| Flexible workflow | ❌ |
| Automated journal entry | ✅ |
| Smart approval flow | ❌ |
| Document tree | ✅ |
| Audit trails | ❌ |
| Multimedia attachment | ❌ |
| Bank reconciliation | ✅ |
| Customizable user authority | ✅ |
| Multi currency | ✅ |
| PSAK compliance | ❌ |
| Manajemen aset | ✅ |
| Indonesian tax invoice generator | ❌ |
| Cash advance | ❌ |
| Aging account receivable/payable | ✅ |
| Beginner friendly | ✅ |
| Integrated modules | ❌ |
24. Hashmicro Accounting
Hashmicro is a Singapore-based ERP software used by a number of mid-to-large-scale companies in Indonesia. Its accounting and finance features are quite capable.
Although pricing isn't listed on its website, some sources indicate that Hashmicro's ERP implementation and subscription costs start from Rp150 million per module and can reach Rp1 billion, depending on module usage and company scale.
Website: https://www.hashmicro.com/
| Customizable insight dashboard | ✓ |
|---|---|
| Mobile | ✓ |
| Real-time cash flow monitoring | ✓ |
| Flexible workflow | ✓ |
| Automated journal entry | ✓ |
| Smart approval flow | ✓ |
| Document tree | ✓ |
| Audit trails | ✓ |
| Multimedia attachment | X |
| Bank reconciliation | ✓ |
| Customizable user authority | ✓ |
| Multi currency | ✓ |
| PSAK compliance | ✓ |
| Manajemen aset | ✓ |
| Indonesian tax invoice generator | ✓ |
| Cash advance | X |
| Aging account receivable/payable | ✓ |
| Beginner friendly | X |
| Integrated modules | ✓ |
25. MAS ERP
MAS ERP provides accounting and ERP solutions for manufacturing, distribution, and other industries on an on-premise basis. Pricing starts from Rp80 million.
Website: https://www.mas-software.com/
| Customizable insight dashboard | ✓ |
|---|---|
| Mobile | ✓ |
| Real-time cash flow monitoring | ✓ |
| Flexible workflow | ✓ |
| Automated journal entry | ✓ |
| Smart approval flow | ✓ |
| Document tree | ✓ |
| Audit trails | ✓ |
| Multimedia attachment | X |
| Bank reconciliation | ✓ |
| Customizable user authority | ✓ |
| Multi currency | X |
| PSAK compliance | ✓ |
| Manajemen aset | ✓ |
| Indonesian tax invoice generator | ✓ |
| Cash advance | X |
| Aging account receivable/payable | ✓ |
| Beginner friendly | ✓ |
| Integrated modules | ✓ |
Summary: Your Best Bet For Accounting Needs in Indonesia
| Best for Indonesian Business | Best for Multinational Enterprises | Best for Small Business | Best Free Software |
|---|---|---|---|
| Ukirama | SAP Business One | FreshBooks | GnuCash & Manageri.io |
For relatively small companies that only need basic bookkeeping, standalone accounting software can be enough. Larger businesses, or those in specific industries, will need more specific features and configurations.
Accounting software has become an essential tool for modern businesses. It doesn't just help with financial management — it also improves efficiency and the accuracy of decision-making. With the help of accounting software, small, medium, and large businesses alike can manage financial reports, inventory, and taxes more easily and in a more structured way.
Why Accounting Software Has Become Essential for Modern Businesses
Accounting software has become a go-to tool across business sectors because of its ability to automate accounting processes. Modern businesses demand efficiency, accuracy, and speed, and accounting software can help by:
- Saving time and money through transaction automation.
- Improving accuracy in financial recordkeeping and reporting.
- Making financial analysis easier for decision-making.
- Ensuring compliance with tax regulations through integrated tax features.
Key Benefits of Accounting Software, Especially for Small and Medium Businesses
For small and medium enterprises (SMEs), accounting software offers several key benefits, including:
- Easy transaction recording without needing an accounting background.
- Automated tax calculations that reduce the risk of errors.
- Instant financial reports to monitor business financial health.
- More organized cash and inventory management.
Factors to Consider When Choosing the Best Accounting Software
When choosing accounting software, some important factors to keep in mind include:
- Fit with your business type — Does the software support the features your industry needs?
- Price — Does it fit your business budget?
- Ease of use — Is it user-friendly and easy to learn?
- Support and data security — Is there reliable customer support and guaranteed data security?
You have two options for accounting software: run the system on your own computer/server (on-premise), or run it on the vendor's servers online (cloud).
If you go with on-premise, you'll need to set aside time, effort, and budget for server maintenance.
It's a different story with cloud software like Ukirama, where you don't have to worry about server issues at all. With just an internet connection, you can manage your business and access reports from anywhere. Updates happen automatically too, so there's no need to worry about installing new software.
Beyond that, you'll also need to consider whether your business will need additional features or specific configurations — which can easily lead to extra costs from buying separate modules or even entirely new software. In that case, an all-in-one solution with a single price, like Ukirama, can be an appealing option.
Still weighing accounting software vs. ERP? Learn more here.

