Every business needs bookkeeping for its finances. In 2026, business owners with growing companies need software to cut down on manual processes — like doing accounting calculations in Excel spreadsheets. Here are 25 recommended accounting software options in Indonesia:

1. Ukirama ERP

Ukirama is an Indonesian software provider that has been addressing a wide range of business needs, from accounting and manufacturing to payroll, since 2016. Ukirama is trusted by 120+ companies to run their day-to-day operations with its online enterprise resource planning (ERP) software.

Customizable insight dashboard
Mobile
Real-time cash flow monitoring
Flexible workflow
Automated journal entry
Smart approval flow
Document tree
Audit trails
Multimedia attachment
Bank reconciliation
Customizable user authority
Multi currency
PSAK compliance
Manajemen aset
Indonesian tax invoice generator
Cash advance
Aging account receivable/payable
Beginner friendly
Integrated modules

Ukirama cuts manual accounting and other bookkeeping work by 85%. It also lets you access financial reports, profit and loss statements, and warehouse stock levels in real time, anytime and anywhere.

Screenshot dasbor Software Akuntansi Ukirama
(Ukirama Dashboard (Indonesian))

Ukirama offers a full suite of modules: from a business intelligence dashboard, accounting and finance, inventory and warehouse management, project features, repair tracking, and manufacturing, all the way to payroll. Notably, Ukirama bundles all these features together with the implementation package at no extra cost.

Price: starting from Rp800,000 per month (Lite version)

2. Accurate Online

Accurate is one of the most popular accounting apps in Indonesia. It offers several plan options, both online and offline (desktop). If you use the Accurate desktop version, you'll need to budget for the cost and effort of maintaining a server computer.

Accurate is a solid standalone option for accounting functions. Its downside is that it can't be configured or customized to fit more specific business needs, such as manufacturing.

Price: Rp35,000,000 (desktop, 5 users), Rp3,000,000 per additional user

Customizable insight dashboard
Mobile
Real-time cash flow monitoring
Flexible workflow
Automated journal entry
Smart approval flow
Document tree
Audit trails
Multimedia attachment
Automatic bank reconciliation
Customizable user authority
Multi currency
PSAK compliance
Manajemen aset
Indonesian tax invoice generator
Cash advance
Aging account receivable/payable
Beginner friendly
Integrated modules

You can try Accurate on google play or app store.

3. Odoo

Odoo is a popular open-source ERP in Indonesia, with additional modules available such as CRM and manufacturing. On the other hand, you'll need to choose and pay a third-party vendor to implement Odoo at your company, and this process takes more time.

Price: starting from Rp15,000,000 (implementation), plus Rp225,000 per user (custom)

Customizable insight dashboard
Mobile
Real-time cash flow monitoring
Flexible workflow
Automated journal entry
Smart approval flow
Document tree
Audit trails
Multimedia attachment
Automatic bank reconciliation
Customizable user authority
Multi currency
PSAK compliance
Manajemen aset
Indonesian tax invoice generator
Cash advance
Aging account receivable/payable
Beginner friendly
Integrated modules
Screenshot dasbor Odoo Accounting module
(Odoo Accounting)

4. Manager.io

Manager.io is a good fit if you only need basic accounting features. The desktop version is free to download for PC or laptop. If you want the cloud version with continuous updates, you can pay $60 per month.

Price: ~Rp750,000 per month

Website: https://www.manager.io/

Customizable insight dashboard
Mobile
Real-time cash flow monitoring
Flexible workflow
Automated journal entry
Smart approval flow
Document tree
Audit trails
Multimedia attachment
Bank reconciliation
Customizable user authority
Multi currency
PSAK compliance
Manajemen aset
Indonesian tax invoice generator
Cash advance
Aging account receivable/payable
Beginner friendly
Integrated modules

5. MYOB

MYOB is another long-standing accounting software, around since 1991. It originates from Australia and was once a publicly listed company before being delisted from the stock exchange in 2019.

Customizable insight dashboard
Mobile
Real-time cash flow monitoring
Flexible workflow
Automated journal entry
Smart approval flow
Document tree
Audit trails
Multimedia attachment
Bank reconciliation
Customizable user authority
Multi currency
PSAK compliance
Manajemen aset
Indonesian tax invoice generator
Cash advance
Aging account receivable/payable
Beginner friendly
Integrated modules


The MYOB AccountRight Premier plan is priced at US$170 per month. This price doesn't include extra features, which must be purchased separately at an additional cost. MYOB's downside is that the software only runs on the Windows operating system.

Price: Rp2,700,000 per month

6. Harmony

Harmony is a local product with a range of basic accounting features and simple asset management. This software suits small businesses, or anyone who doesn't need integration with other functions like warehouse management, POS, projects, and so on.

Price: Rp400,000 per month

Website: https://www.harmony.co.id/

Customizable insight dashboard
Mobile
Real-time cash flow monitoring
Flexible workflow
Automated journal entry
Smart approval flow
Document tree
Audit trails
Multimedia attachment
Bank reconciliation
Customizable user authority
Multi currency
PSAK compliance
Manajemen aset
Indonesian tax invoice generator
Cash advance
Aging account receivable/payable
Beginner friendly
Integrated modules
Screenshot Harmony Accounting Software
(Harmony Accounting Software)

7. Xero

Xero offers several monthly subscription plans, including a Premium plan starting from $54 per month. Xero supports the usual basic accounting functions and has some appealing extra features, such as progress tracking for projects.

As accounting software, Xero is fairly popular among business owners running smaller-scale operations. Of course, it has feature limitations for businesses that need industry-specific functions, such as manufacturing or repairs.

Price: starting from Rp800,000 per month

Customizable insight dashboard
Real-time cash flow monitoring
Flexible workflow
Automated journal entry
Smart approval flow
Document tree
Audit trails
Multimedia attachment
Bank reconciliation
Customizable user authority
Multi currency
PSAK compliance
Manajemen aset
Indonesian tax invoice generator
Cash advance
Aging account receivable/payable
Beginner friendly
Integrated modules
Screenshot Xero Accounting Software
(Xero Accounting Software)

8. Bench

Bench offers full-service bookkeeping and accounting software. At a subscription price that isn't cheap — around Rp9,000,000 per month — Bench provides done-for-you bookkeeping and tax services. Unfortunately, this service still focuses on customers in the United States.

Price: starting from ~Rp9,000,000 per month (full service)

Customizable insight dashboard
Real-time cash flow monitoring
Flexible workflow
Automated journal entry
Smart approval flow
Document tree
Audit trails
Multimedia attachment
Bank reconciliation
Customizable user authority
Multi currency
PSAK compliance
Manajemen aset
Indonesian tax invoice generator
Cash advance
Aging account receivable/payable
Beginner friendly
Integrated modules

9. Kledo

Kledo is a local product focused on accounting functions. With various dashboard and reporting features, Kledo suits small and medium businesses that don't need specific modules like manufacturing or services.

Price: Rp350,000/month (8 users)

Customizable insight dashboard
Real-time cash flow monitoring
Flexible workflow
Automated journal entry
Smart approval flow
Document tree
Audit trails
Multimedia attachment
Bank reconciliation
Customizable user authority
Multi currency
PSAK compliance
Manajemen aset
Indonesian tax invoice generator
Cash advance
Aging account receivable/payable
Beginner friendly
Integrated modules
Screenshot Kledo Accounting Software
(Kledo)

10. NetSuite

NetSuite is also an ERP software provider, acquired by Oracle in 2016. The difference is that NetSuite is only available as a cloud / Software as a Service (SaaS) product, unlike Oracle, which also offers an on-premise option. Carrying a big name, NetSuite also falls into the pricier product category — though it's more affordable than Oracle. NetSuite can cost between US$48,000–60,000 per year.

It comes with a full range of features and modules — from accounting and manufacturing to just about any other module you can think of — but its customer support is relatively limited. NetSuite customers are charged extra when they need additional help. It's also somewhat difficult to build custom inventory or financial report formats in NetSuite. Even so, NetSuite remains one of the best options for businesses that need comprehensive modules.

Price: Rp900,000,000 per year

Customizable insight dashboard
Real-time cash flow monitoring
Flexible workflow
Automated journal entry
Smart approval flow
Document tree
Audit trails
Multimedia attachment
Bank reconciliation
Customizable user authority
Multi currency
PSAK compliance
Manajemen aset
Indonesian tax invoice generator
Cash advance
Aging account receivable/payable
Beginner friendly
Integrated modules

11. QuickBooks

QuickBooks offers both cloud and desktop solutions for accounting needs. QuickBooks sells its top enterprise plan for roughly Rp69,000,000 per year for 40 user accounts.

Price: Rp69,000,000 per year (enterprise)

Customizable insight dashboard
Mobile
Real-time cash flow monitoring
Flexible workflow
Automated journal entry
Smart approval flow
Document tree
Audit trails
Multimedia attachment
Bank reconciliation
Customizable user authority
Multi currency
PSAK compliance
Manajemen aset
Indonesian tax invoice generator
Cash advance
Aging account receivable/payable
Beginner friendly
Integrated modules

12. Zahir Accounting

Zahir is another local product offering accounting solutions. While fairly easy to use, Zahir Accounting is still limited in features such as approvals, procurement, and others.

Price: Rp899,000 per month (basic accounting), Rp150,000,000 per year (enterprise ERP)

Customizable insight dashboard
Mobile
Real-time cash flow monitoring
Flexible workflow
Automated journal entry
Smart approval flow
Document tree
Audit trails
Multimedia attachment
Bank reconciliation
Customizable user authority
Multi currency
PSAK compliance
Manajemen aset
Indonesian tax invoice generator
Cash advance
Aging account receivable/payable
Beginner friendly
Integrated modules

13. Akun.biz

Akun.Biz is another local accounting software suited to micro and small businesses. With a limited feature set, it's available in both free and paid versions. You can try it out with a subscription for as little as Rp59,000 per month.

Price: Rp59,000 per month (cloud)

Website: https://www.akun.biz/

Customizable insight dashboard
Mobile
Real-time cash flow monitoring
Flexible workflow
Automated journal entry
Smart approval flow
Document tree
Audit trails
Multimedia attachment
Bank reconciliation
Customizable user authority
Multi currency
PSAK compliance
Manajemen aset
Indonesian tax invoice generator
Cash advance
Aging account receivable/payable
Beginner friendly
Integrated modules

14. SAP Business One

As a globally leading ERP software, SAP naturally has robust accounting features too. Beyond its various ERP modules, SAP also offers a standout feature enabling integration with e-commerce platforms. On top of its advanced integrations, SAP makes cross-database data sharing easier. On the other hand, SAP's downside is its relatively high cost, plus the need for technically skilled users.

SAP Business One can require paying up to US$100,000 for implementation alone, not including license fees that can reach US$3,000+ per user. It's not uncommon for companies to also pay higher salaries to staff who operate SAP, since it's genuinely difficult to use and not very beginner-friendly. SAP can be a good fit for large companies that need deep integration and have adequate human resources.

Price: starting from Rp1,500,000,000 per year

Customizable insight dashboard
Mobile
Real-time cash flow monitoring
Flexible workflow
Automated journal entry
Smart approval flow
Document tree
Audit trails
Multimedia attachment
Bank reconciliation
Customizable user authority
Multi currency
PSAK compliance
Manajemen aset
Indonesian tax invoice generator
Cash advance
Aging account receivable/payable
Beginner friendly
Integrated modules

15. Zoho Books

As a provider of various business software services, Zoho Books offers its top-tier plan called Ultimate. Zoho Books Ultimate is priced at US$2,400 per organization per year, or around Rp37,000,000. This doesn't include extra costs if you want more than 25 user accounts.

Zoho Books includes automatic bank feeds, a client portal, accounting and tax features, online payments, invoice templates, and report analysis.

Customizable insight dashboard
Mobile
Real-time cash flow monitoring
Flexible workflow
Automated journal entry
Smart approval flow
Document tree
Audit trails
Multimedia attachment
Bank reconciliation
Customizable user authority
Multi currency
PSAK compliance
Manajemen aset
Indonesian tax invoice generator
Cash advance
Aging account receivable/payable
Beginner friendly
Integrated modules

16. Zoho Invoice

As the name suggests, Zoho Invoice is an invoicing app for small businesses. You can use it to create invoices for customers or generate tax invoices from existing templates.

Customizable insight dashboard
Mobile
Real-time cash flow monitoring
Flexible workflow
Automated journal entry
Smart approval flow
Document tree
Audit trails
Multimedia attachment
Bank reconciliation
Customizable user authority
Multi currency
PSAK compliance
Manajemen aset
Indonesian tax invoice generator
Cash advance
Aging account receivable/payable
Beginner friendly
Integrated modules

17. Bee Accounting

Bee is an Indonesian provider of accounting software and a POS app. Its integration with point-of-sale applications makes Bee an appealing choice for small and medium businesses. Its features are solid enough as long as daily transactions don't yet run into the thousands. Unfortunately, the offline version's interface looks somewhat dated. One unique thing about Bee Accounting is that it brands itself as the "No. 2 Accounting Software in Indonesia."

The offline version of Bee Accounting is sold for Rp9,000,000, plus an additional Rp2,000,000 per computer. The online (cloud) version starts from Rp549,000 per month, not including extra user seats (Rp108,000 per month) and various plugin features like executive summary or stock-transit reports (Rp50,000 per month per feature).

Website: https://www.beeaccounting.com/

Customizable insight dashboard
Mobile
Real-time cash flow monitoring
Flexible workflow
Automated journal entry
Smart approval flow
Document tree
Audit trails
Multimedia attachment
Bank reconciliation
Customizable user authority
Multi currency
PSAK compliance
Manajemen aset
Indonesian tax invoice generator
Cash advance
Aging account receivable/payable
Beginner friendly
Integrated modules

18. Jurnal by Mekari

Mekari Jurnal (jurnal.id) is also a fairly popular accounting software choice for various businesses. Jurnal offers a cloud-based solution priced at Rp15,600,000 per year, billed quarterly, for its Enterprise plan.

The downside is that this price doesn't include extra costs for adding more users, invoice templates, extra features beyond standard accounting, or POS integration. Some users also find Jurnal's interface too complex for senior staff.

Customizable insight dashboard
Mobile
Real-time cash flow monitoring
Flexible workflow
Automated journal entry
Smart approval flow
Document tree
Audit trails
Multimedia attachment
Bank reconciliation
Customizable user authority
Multi currency
PSAK compliance
Manajemen aset
Indonesian tax invoice generator
Cash advance
Aging account receivable/payable
Beginner friendly
Integrated modules

19. FreeAgent

FreeAgent is a UK-based accounting software focused on serving small and medium companies. With an attractive interface and a fairly complete feature set, FreeAgent can be a good option if you don't mind the lack of local support in Indonesia.

FreeAgent's subscription is priced at £33, or around Rp671,000 per month, not including additional features.

Customizable insight dashboard
Mobile
Real-time cash flow monitoring
Flexible workflow
Automated journal entry
Smart approval flow
Document tree
Audit trails
Multimedia attachment
Bank reconciliation
Customizable user authority
Multi currency
PSAK compliance
Manajemen aset
Indonesian tax invoice generator
Cash advance
Aging account receivable/payable
Beginner friendly
Integrated modules

20. Microsoft Dynamics 365

For large companies with no budget constraints who are comfortable in the Microsoft app ecosystem, this option is a clear fit. With a full feature set, the Business Central plan is priced at Rp1,500,000 per user per month. For large-scale corporations with specific needs, this price doesn't include implementation costs, which can exceed Rp1 billion.

Customizable insight dashboard
Mobile
Real-time cash flow monitoring
Flexible workflow
Automated journal entry
Smart approval flow
Document tree
Audit trails
Multimedia attachment
Bank reconciliation
Customizable user authority
Multi currency
PSAK compliance
Manajemen aset
Indonesian tax invoice generator
Cash advance
Aging account receivable/payable
Beginner friendly
Integrated modules

21.FreshBooks

FreshBooks provides basic accounting features for small businesses, freelancers, and sole proprietorships. It's typically relied on for tracking expenses and creating invoices for customers.

Its interface is fairly simple and easy to understand. FreshBooks doesn't yet have functions like asset management or bank statement reconciliation. You can subscribe to FreshBooks for around Rp450,000 per month.

Customizable insight dashboard
Mobile
Real-time cash flow monitoring
Flexible workflow
Automated journal entry
Smart approval flow
Document tree
Audit trails
Multimedia attachment
Bank reconciliation
Customizable user authority
Multi currency
PSAK compliance
Manajemen aset
Indonesian tax invoice generator
Cash advance
Aging account receivable/payable
Beginner friendly
Integrated modules

22. GnuCash

GnuCash is a free, open-source accounting app. Although its features are limited, GnuCash is lightweight to run and useful if you don't yet have the budget for paid accounting software.

Website: https://www.gnucash.org/

Customizable insight dashboard
Mobile
Real-time cash flow monitoring
Flexible workflow
Automated journal entry
Smart approval flow
Document tree
Audit trails
Multimedia attachment
Bank reconciliation
Customizable user authority
Multi currency
PSAK compliance
Manajemen aset
Indonesian tax invoice generator
Cash advance
Aging account receivable/payable
Beginner friendly
Integrated modules

23. Wave Accounting

Wave is an app focused on invoicing. Similar to FreshBooks, it suits small businesses and sole proprietors who need billing software for customers. You can subscribe to Wave for Rp240,000 per month, plus an extra Rp300,000 per month if you want payroll features.

Customizable insight dashboard
Mobile
Real-time cash flow monitoring
Flexible workflow
Automated journal entry
Smart approval flow
Document tree
Audit trails
Multimedia attachment
Bank reconciliation
Customizable user authority
Multi currency
PSAK compliance
Manajemen aset
Indonesian tax invoice generator
Cash advance
Aging account receivable/payable
Beginner friendly
Integrated modules

24. Hashmicro Accounting

Hashmicro is a Singapore-based ERP software used by a number of mid-to-large-scale companies in Indonesia. Its accounting and finance features are quite capable.

Although pricing isn't listed on its website, some sources indicate that Hashmicro's ERP implementation and subscription costs start from Rp150 million per module and can reach Rp1 billion, depending on module usage and company scale.

Website: https://www.hashmicro.com/

Customizable insight dashboard
Mobile
Real-time cash flow monitoring
Flexible workflow
Automated journal entry
Smart approval flow
Document tree
Audit trails
Multimedia attachmentX
Bank reconciliation
Customizable user authority
Multi currency
PSAK compliance
Manajemen aset
Indonesian tax invoice generator
Cash advanceX
Aging account receivable/payable
Beginner friendlyX
Integrated modules

25. MAS ERP

MAS ERP provides accounting and ERP solutions for manufacturing, distribution, and other industries on an on-premise basis. Pricing starts from Rp80 million.

Website: https://www.mas-software.com/

Customizable insight dashboard
Mobile
Real-time cash flow monitoring
Flexible workflow
Automated journal entry
Smart approval flow
Document tree
Audit trails
Multimedia attachmentX
Bank reconciliation
Customizable user authority
Multi currencyX
PSAK compliance
Manajemen aset
Indonesian tax invoice generator
Cash advanceX
Aging account receivable/payable
Beginner friendly
Integrated modules

Summary: Your Best Bet For Accounting Needs in Indonesia

Best for Indonesian BusinessBest for Multinational EnterprisesBest for Small BusinessBest Free Software
UkiramaSAP Business OneFreshBooksGnuCash & Manageri.io

For relatively small companies that only need basic bookkeeping, standalone accounting software can be enough. Larger businesses, or those in specific industries, will need more specific features and configurations.

Accounting software has become an essential tool for modern businesses. It doesn't just help with financial management — it also improves efficiency and the accuracy of decision-making. With the help of accounting software, small, medium, and large businesses alike can manage financial reports, inventory, and taxes more easily and in a more structured way.

Why Accounting Software Has Become Essential for Modern Businesses

Accounting software has become a go-to tool across business sectors because of its ability to automate accounting processes. Modern businesses demand efficiency, accuracy, and speed, and accounting software can help by:

  • Saving time and money through transaction automation.
  • Improving accuracy in financial recordkeeping and reporting.
  • Making financial analysis easier for decision-making.
  • Ensuring compliance with tax regulations through integrated tax features.

Key Benefits of Accounting Software, Especially for Small and Medium Businesses

For small and medium enterprises (SMEs), accounting software offers several key benefits, including:

  • Easy transaction recording without needing an accounting background.
  • Automated tax calculations that reduce the risk of errors.
  • Instant financial reports to monitor business financial health.
  • More organized cash and inventory management.

Factors to Consider When Choosing the Best Accounting Software

When choosing accounting software, some important factors to keep in mind include:

  • Fit with your business type — Does the software support the features your industry needs?
  • Price — Does it fit your business budget?
  • Ease of use — Is it user-friendly and easy to learn?
  • Support and data security — Is there reliable customer support and guaranteed data security?

You have two options for accounting software: run the system on your own computer/server (on-premise), or run it on the vendor's servers online (cloud).

If you go with on-premise, you'll need to set aside time, effort, and budget for server maintenance.

It's a different story with cloud software like Ukirama, where you don't have to worry about server issues at all. With just an internet connection, you can manage your business and access reports from anywhere. Updates happen automatically too, so there's no need to worry about installing new software.

Beyond that, you'll also need to consider whether your business will need additional features or specific configurations — which can easily lead to extra costs from buying separate modules or even entirely new software. In that case, an all-in-one solution with a single price, like Ukirama, can be an appealing option.

Still weighing accounting software vs. ERP? Learn more here.